About Us
A Family Business Built On Trust
Cedar States Lending is a proudly family-owned mortgage brokerage, helping Arizona families finance the place they call home.

Our Story
Where You're Family, Not A File Number
Cedar States Lending was founded on a simple, personal belief: financing a home should feel like working with people who genuinely care. As a family-owned business, we bring that care to every conversation.
We take the time to understand your goals, explain your options in plain language, and craft a loan that truly fits your life. And our relationship doesn't end at closing. We watch the market on your behalf and stay by your side for years to come.
When you work with us, you become part of the family, and you'll always be in good hands.
Leadership
Meet The Team

Mahdi “Mike” Serhan
Owner / President
As Owner and President of Cedar States Lending, Mahdi built the company around a family-first philosophy. He is committed to treating every client like family, delivering honest guidance, competitive options, and a lending experience rooted in trust, transparency, and long-term relationships.
Work With Mahdi
Moe Serhan
Vice President
As Vice President of Cedar States Lending, Moe leads with a hands-on, relationship-first approach. He is dedicated to guiding families through the mortgage process with clarity, integrity, and genuine care, ensuring every client feels confident and supported from the first call to closing day and beyond.
Work With MoeFamily-Owned
Independently owned and operated by a family that treats every client like one of our own.
People First
We measure success by relationships built, not just loans closed.
Licensed Experts
Seasoned, fully licensed mortgage professionals guiding every step.
Local Roots
Proudly serving Gilbert and communities across Arizona.
Begin Today
Start Your Journey Home
Our family is ready when you are. Apply in minutes or call to speak with a licensed mortgage professional who genuinely cares.

