Cedar States Lending
Terms And Conditions
Effective date: September 14, 2026
These Terms and Conditions govern your use of the Cedar States Lending, LLC website. By using this website, you acknowledge that you have read and agree to these Terms.
Website Use
This website is provided for general informational purposes by Cedar States Lending, LLC. You may use the website only for lawful purposes and in accordance with these Terms. You agree not to interfere with the website, attempt unauthorized access, or use its content in a way that could harm Cedar States Lending or others.
Mortgage Information and No Guarantee
Information on this website is not an offer to lend, a commitment to lend, a loan approval, or a guarantee of rates, terms, payment, savings, closing costs, or eligibility. Loan programs, rates, terms, fees, and underwriting requirements are subject to change and depend on credit approval, income, assets, property, occupancy, loan amount, market conditions, and other factors. Actual terms are available only through a formal application and applicable disclosures.
Applications and Third-Party Services
Links to an application or other third-party services may take you to websites operated by others. Those websites have their own terms and privacy practices. Information submitted through a third-party application is governed by the applicable provider and loan disclosures. Cedar States Lending does not guarantee the availability, accuracy, security, or uninterrupted operation of third-party websites.
Refinancing Disclosure
By refinancing an existing loan, total finance charges may be higher over the life of the loan. A refinance may also change the loan term, payment, interest rate, closing costs, and other loan features. Review the applicable disclosures and consult your mortgage professional before making a decision.
Communications and Consent
When you provide contact information, you agree that Cedar States Lending and its representatives may contact you about your request using the information provided, subject to applicable law and any consent required by law. Consent is not a condition of purchasing any goods or services. Message and data rates may apply, and message frequency may vary where text messaging is offered.
Intellectual Property
The website and its content, including text, graphics, logos, images, and design, are owned by or licensed to Cedar States Lending and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or commercially exploit website content without prior written permission.
Disclaimers and Limitation of Liability
The website is provided on an “as is” and “as available” basis to the extent permitted by law. Cedar States Lending does not warrant that the website will be uninterrupted, error-free, or complete. To the extent permitted by law, Cedar States Lending is not liable for indirect, incidental, consequential, or special damages arising from your use of the website or reliance on its content.
Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with a revised effective date. Your continued use of the website after changes are posted means you accept the updated Terms.
Contact Us
Questions about these Terms may be directed to Cedar States Lending, LLC at (480) 803-6700 or 4760 E Baseline Rd, Apartment 3020, Mesa, AZ 85206.
These Terms are provided for general informational purposes and should be reviewed with qualified legal counsel to confirm they address your business, licensing, state, federal, and regulatory requirements.