Cedar States Lending
Security & Privacy Policy
Effective date: September 14, 2026
Cedar States Lending, LLC respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website or use our services.
Information We Collect
We may collect information you provide when you contact us, request information, complete an application, or communicate with our team. This may include your name, contact information, employment and financial information, and other information needed to respond to your request or provide mortgage services.
How We Use Information
We use information to provide and improve our services, communicate with you, process inquiries and applications, comply with legal and regulatory obligations, protect our business, and prevent fraud or unauthorized activity.
How We Share Information
We may share information with service providers, lenders, affiliates, professional advisors, and other parties involved in providing requested mortgage services. We may also disclose information when required by law, regulation, legal process, or to protect rights, safety, and security.
Information Security
We maintain administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Application and Document Security
Mortgage applications may contain sensitive financial and identifying information. Use only Cedar States Lending-approved application channels and never send passwords, full Social Security numbers, bank credentials, or other sensitive information through an unencrypted email or public message. We may use identity verification, access controls, encryption, logging, monitoring, and secure disposal practices appropriate to the nature of the information and applicable requirements.
Fraud Prevention and Identity Protection
We may verify identity, monitor for suspicious activity, and use safeguards designed to detect and prevent fraud, account takeover, wire fraud, phishing, and unauthorized access. We will not ask you to disclose passwords or send funds to a new account solely through an unexpected email or text. Independently verify payment instructions and contact us using a trusted phone number if a message appears suspicious.
Security Incidents
If we determine that personal information has been accessed or disclosed in a manner that requires notice, we will provide notice and take other actions as required by applicable law. If you believe your information or account may be compromised, contact us promptly at (480) 803-6700 and describe the concern without sending sensitive account details by email.
Service Providers and Mortgage Partners
We may use technology providers, application platforms, lenders, credit reporting agencies, settlement providers, and other mortgage partners to process applications and provide requested services. We expect providers handling information on our behalf to use appropriate safeguards and to process information only for authorized purposes, subject to applicable agreements and law.
Cookies and Online Interactions
Our website and service providers may use cookies or similar technologies to support website functionality, understand website usage, and improve the visitor experience. You can adjust browser settings to manage cookies, although some features may not function as intended.
Your Choices
You may contact us to ask questions about our privacy practices or to update information you have provided. Certain communications may be necessary to provide requested services or comply with applicable requirements.
Updates to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.
Contact Us
Questions about this Privacy Policy may be directed to Cedar States Lending, LLC at (480) 803-6700 or 4760 E Baseline Rd, Apartment 3020, Mesa, AZ 85206.
This policy is provided for general informational purposes and should be reviewed with qualified legal counsel for your business and applicable privacy requirements.